Terms Of Use
Modifications / Amendments
We may, at any time, for any reason, without assigning such reason, without notice, make changes to the website, including its look, feel, format, and content (defined hereafter); the services provided through the website and the mobile application; and these Terms of Use. Any such modifications/amendments as provided for in clause above will take effect from the time they are posted on the website and/or the mobile application. By your continued usage of the website and/or the mobile application upon such changes being posted, you will be deemed to have accepted such changes.
Scope of use
You may only use the website and/or mobile application solely to obtain services provided by the company using the website and/or mobile application and for no other purpose whatsoever. You shall not interrupt or attempt to interrupt the operation of the website and/or the mobile application in any way. You shall not intrude or attempt to intrude into the servers hosting the website and/or mobile application in any way.
You shall make payments of all amounts to the company when due in accordance with these Terms of Use, TOS and/or Additional Agreements, including any duties, taxes, fees and/or related charges whether or not included in the amounts quoted on the website and/or mobile application. User shall also agree to pay all duties, taxes, and related charges arising out of its use of the services.
In the event that any transaction or attempted transaction relating to Sahayya Finseve which violates these Terms of Use, the Privacy Policy or applicable law comes to your knowledge, you shall take all steps to promptly inform Sahayya Finserve of the same.
You shall at all times ensure full compliance with the applicable laws and rules and regulations regarding your use of our Services.
You are prohibited from collecting email addresses or other contact information of other users, through any means whatsoever, without authorization from Sahayya Finseve; selling, cross-selling or distributing Services to any third party or allowing multi-user access to the Services by sharing your password and user identification; using any automated software, hardware or any other similar mechanism to use access, navigate or search the website and/or mobile application; and posting or transmitting any information on the website and/or the mobile application including unauthorized or unsolicited advertising, promotional materials, or any other forms of unauthorized solicitation to other users (other than the information specifically permitted/ required to be posted or transmitted under these Terms of Use, TOS and/or Additional Agreements).
Intellectual property rights
All rights, title and interest in the Website and the mobile application belong to Sahayya Finserve. The content and information contained within our website and the mobile application or delivered to you in connection with your use of our website is the property of Sahayya Finserve and its affiliated companies and any other third party (where applicable), and may be protected by applicable copy rights, trademarks and service marks under international treaties and/or laws of India or other countries. The copy rights, trademarks, trade names and logos (the “Trademarks”) that are used and displayed on our website and the mobile application include registered and unregistered Trade Marks held by us and other third parties are the property of their respective owners. Nothing on our Website and the mobile application should be construed as granting any license or right to use any Trademarks displayed on our website and the mobile application. Users are prohibited from using the same without written permission of Sahayya Finserve or such other parties.
All rights to use the materials on the Website and the mobile application are reserved and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, broadcasted, distributed, used for creating derivative works or used in any other way for commercial or public purposes without the prior written consent of Sahayya Finserve.
Sahayya Finserve neither warrants nor represents that your use of material displayed on the Website and the mobile application will not infringe intellectual property rights of any other third parties not owned by it.
Your misuse of the Trademarks displayed on the Website and the mobile application, or any other content on the Website, except as provided in these Terms and Conditions, is strictly prohibited. We shall be entitled to obtain equitable relief (including all damage, direct, indirect, consequential and exemplary), over and above all other remedies available to us, to protect our interests therein.
Confidential Information
We discourage you from sending or posting to the Website any information that you consider to be confidential or proprietary. Please note that if you do send or post any such information or material, we will assume that it is not confidential. By sending or posting any information or material, you grant us an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you agree that we are free to use any ideas, concepts, know-how or techniques that you send or post for any purpose whatsoever on the Website. It is also clarified that Sahayya Finserve will be under no obligation to destroy / discard any information shared by you on or through the Website, even if specific request is made in this regard.
Use of Cookies
You agree and understand that this website and the mobile application will automatically receive and collect certain anonymous information in standard usage logs through the web server, including computer/computer resource-identification information obtained from “cookies” sent to your browser from a web server or other means as explained in the Privacy Policy on this website.
Limitation of Liability
In no event will Sahayya Finserve or its employees and directors be liable for any damages, including without limitation, direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with the Website or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Sahayya Finserve or its employees and directors thereof, are advised of the possibility of such damages, losses or expenses.
Software Licenses
You acknowledge that any software which may be available or provided to you on the Website may contain technology that is subject to strict controls pursuant to export control laws and regulations of the India and other countries and jurisdictions. You hereby agree that you will not transfer or export such software in violation of such applicable export laws and regulations. Sahayya Finserve does not authorize the downloading or exportation of any software or technical data from the Website to any jurisdiction prohibited by such export controls laws and regulations.
Communication
You agree that Sahayya Finserve or its subsidiaries/ affiliates or their employees or agents may share all information and details as provided by you in your application in relation to your existing loans and/ or repayment history to any third party including but not limited to its group companies, service providers, banks, financial institutions, credit bureaus, telecommunication companies, statutory bodies etc. for customer verification, personalisation of products and services, credit rating, data enrichment, marketing or promotion of the products or services of Sahayya Finserve or their subsidiaries/ affiliates or of any other service provider. You agree that you consent to receiving any other information through telephone/ e-mail/ SMS/WhatsApp for marketing purposes from any Sahayya Finserve /its subsidiaries or other service provider even though your name appears in the National Customer Preference Registry (Do Not Disturb Registry). You expressly agree that any such calls/SMS/e-mails/WhatsApp messages will not cause any inconvenience to you or your family members. You expressly and irrevocably consent that for any claim against the service providers, Sahayya Finserve or its subsidiaries/affiliates shall not be liable and your claim on this account shall be against the service providers and/or tele-callers. You agree to the use of WhatsApp or other applications for communication or sharing of information or documents or for sending notices, agree to abide by the terms and conditions of such applications and agree to the risks associated with such applications or sharing of information or issuance of notices through them.
Links to Third Party Websites
The website and/or mobile application may be linked to other websites on the World Wide Web that are not under the control of or maintained by Sahayya Finserve. Such links do not indicate any responsibility or endorsement on our part for the external website concerned, its contents or the links displayed on it. Sahayya Finserve has no responsibility or liability for and makes no representations whatsoever about any other website that you may have access to through our Website and/or mobile application. These linked sites are only for your convenience, and therefore, you access them at your own risk.
Sahayya Finserve shall not be liable for any loss associated with your use of such other websites. Sahayya Finserve seeks to protect the integrity of its Website and mobile application and the links placed upon it and therefore requests any feedback on not only its own Website and mobile application but also third party links. Sahayya Finserve reserves the right, at its sole discretion, to terminate any link or linking program at any time and for any reason it deems appropriate.
Indemnity
You agree to indemnify, defend and hold harmless Sahayya Finserve, its employees, attorneys and agents, from and against any and all Losses asserted against or incurred by Sahayya Finserve that arise out of, result from, or may be payable because of, any breach or non-performance of any representation, warranty, covenant or agreement made or obligation to be performed by you pursuant to these Terms of Use, TOS and Additional Agreements or any other liabilities arising out of your subscription to or use of the Website and/or the Mobile application.
Governing Law and Jurisdiction
The Website specifically prohibits you from usage of any of its facilities in any countries or jurisdictions that do not corroborate to all stipulations of these Terms and Conditions. The Website is specifically for users in the territory of India. In case of any dispute, either judicial or quasi-judicial, the same will be subject to the laws of India, with the courts in Bangalore having exclusive jurisdiction. These Terms of use are governed by and to be interpreted in accordance with laws of India, without regard to the choice or conflicts of law provisions of any jurisdiction. You agree, in the event of any dispute arising in relation to these Terms of use or any dispute arising in relation to the Website whether in contract or tort or otherwise, to submit to the jurisdiction of the courts located at Bangalore, India for the resolution of all such disputes.