Sahayya may, for the purpose of rendering its services, collect personal information as described below:

i) Information that may be provided by You directly, such as:
a. Identification Information: Name, gender, residential/communication address, contact number, date of birth, marital
status, email address or any other contact information.
b. PAN, KYC, Signature and Photograph.
c. Bank account or other payment instrument details.
d. Any other detail which may be required by Us for providing such services.

ii) Information that We may collect from Your use of Our services, such as:
a. Your Personal Data/ Information (pls. refer to the definition given under the Definitions).
b. Your Sensitive Personal Data/ Information (pls. refer to the definition given under the Definitions).
c. Your Location Information (pls. refer to the definition given under the Definitions).
d. Your Other Information (pls. refer to the definition given under the Definitions).
e. Generation and storing Password or One-Time password based on Your request on Our Digital Platform(s).
f. Your PAN details, copy/ details of Identity Proof & Address Proof and photograph(s).
g. Financial data and transaction data pertaining to You collected from Credit Information Companies, Your bankers & lenders and Our partnering merchants.
h. Social relationships detail such as Your father’s name, spouse’s name, and mother’s name.
i. Your Device Information (pls. refer to the definition given under the Definitions). It shall also include Unique mobile device identifier (e.g. IDFA or other device IDs on Apple devices like the iPhone and iPad), if You are using Our Digital Platform(s) on a mobile device, We may use mobile device IDs (the unique identifier assigned to a device by the manufacturer), instead of cookies, to recognize You. Unlike cookies, mobile device IDs cannot be deleted from records. We may share it with advertising companies, and they may use device IDs to track Your use of Our applications, track the number of advertisements displayed, measure advertising performance and display advertisements that are more relevant to You. We may also share it with analytics companies which may use mobile device IDs to track Your usage of Our applications/ Platforms.
j. All other information, you may provide Us through third-party sign-in services such as Facebook, Google etc. In such events/ cases, We will fetch and store whatever information is made available to Us by You through these sign-in services.
k. Communications between You and other lenders, merchants, and other third parties through Our Platforms; participation by You in a survey, poll, sweepstakes, contest, or promotion scheme; Your request for certain features (e.g., newsletters, updates, or other products/ services).
l. Your preferences including settings such as time zone and language.
m. Behavioral details as to how to utilize Our products, services, offers etc., Your browsing actions, patterns, and online activity. It may also include Your online activity, such as Your search queries, comments, domain names, search results selected, number of clicks, pages viewed and the order of those pages, how long You visited Our Digital Platform(s), the date and time you used the Platforms, error logs, and other similar information.
n. Records of correspondence and other communications between Us, including email, telephone conversations, live chat, instant messages, and social media communications containing information concerning Your grievances, complaints and dispute.
o. Personal data You provide to Us about others or others provide to Us about You. We may collect and store information about You to process Your requests and automatically complete forms for future transactions, including (but not limited to) Your phone number, address, email, billing information and credit or debit/ payment card information. This information may be shared with third-parties which assist in processing and fulfilling Your requests, including PCI compliant payment gateway processors, card associations, payment aggregators, lenders, etc. When You submit credit or payment card information, We will encrypt the information using industry standard technologies. If You write reviews about businesses/ services with which You conduct transactions through Our Digital Platform(s), We may publicly display information that You transacted with those businesses/ services.
p. The information provided by You such as ratings, reviews, tips, photos, comments, likes, bookmarks, friends, lists, etc. to be published or displayed (hereinafter, “posted”) on publicly accessible areas of Our Digital Platform(s), or transmitted to other Users of Our Platforms or third-parties (collectively, “User Inputs”). Your User Inputs are posted on and transmitted to others at Your own risk. Although We limit access to certain pages, You may set certain privacy settings for such information through Your account profile. Please be aware that no security/ data protection measures are perfect or impenetrable. additionally, we cannot control the actions of other users of our platforms with whom you may choose to share your user contributions. therefore, we cannot and do not guarantee that your user inputs will not be viewed by unauthorized persons. We may display this information on the Our Digital Platform(s), share it with businesses, and further distribute it to a wider audience through third party sites and services. You should be careful about revealing any sensitive details about Yourself in such postings; and
q. Your locations details including the latitude, longitude or altitude of Your mobile device, GPS location.
r. Information collected through cookies.
s. In case of mobile application users, the online or offline status of Your application.
t. The information that You agree to share with us for the availing of services provided by Us.
We, wherever possible, indicate which fields are mandatory and which fields are optional to be filled on the Our Digital Platform(s). You always have the option to not provide information by choosing not to submit particular information or feature on Our Digital Platform(s).
By using Our Digital Platform(s), You consent to the collection, storage, and use of the User Information that You provide for any of the services that We offer, and You consent to Our collection of any changes or updates that You may provide to the User Information. The Company collects only such User Information that the Company believes to be relevant for the purpose of identification and verification and is required to understand You or Your interests or provide services that You may require or request. it is clarified that we shall not be liable, for any reason whatsoever, for the authenticity of any user information provided by you to us. you hereby represent, warrant and confirm that the user information provided by You is and shall continue to be valid, true and accurate.

iii) Log File Information which shall be stored automatically:
If You visit/log into Our website just to browse, read pages or download information, certain information regarding Your visit is automatically stored on Our systems. This information cannot and does not identify You personally.
The kind of information that is gathered automatically includes without limitation:
a. the type of browser You are using (e.g. Internet Explorer, Firefox, etc.);
b. the type of Operating System You are using (e.g. Windows or Mac OS);
c. the domain name of Your Internet Service Provider, the date and time of Your visit and the pages on Our website.
We sometimes use this information to improve Our website(s) design, and content, primarily to provide You with a better browsing experience.