Team
Puranam Hayagreeva Ravikumar
Co-Founder
Puranam Hayagreeva Ravikumar is the Chairman and Whole – time Director at Sahayya Finserve Private Limited. He has over 50 years of experience in the financial services industry. He began his career at Bank of India as a probationary officer, working for 22 years across various departments and countries. Ravikumar was also a member of the founding team of ICICI Bank , where he managed Corporate Banking, Treasury, and later headed SME and Agri-Business as a Senior General Manager. He was with ICICI Bank for about 12 years.
In addition to ICICI Bank over the past 25 years, he has played a pivotal role in numerous startups, including serving as Founding MD & CEO of NCDEX and Invent ARC, Co-founder and Chairperson of Vastu Housing Finance and now chairperson and Wholetime Director at Sahayya Finserve Private Limited. Ravikumar was the Chairperson of SKS Microfinance (later renamed Bharat Financial Inclusion) from 2011 until its merger with IndusInd Bank in 2019, Utkarsh Small Finance Bank; he has also been on the Board of Federal Bank, Escorts Kubota, BOB Capital Markets among others.
Currently, in addition to his executive position at Sahayya, Ravikumar serves as the Chairman of ICICI Prudential Trust Ltd (overseeing ICICI Prudential MF), and sits on the Board of Aditya Birla Capital Ltd., Bharat Forge, Namdev Finvest, and several other companies.
Ravikumar has received First in order of merit at the University at B. Com (part I) examination and Third in the University at B. Com (Part II) Examinations. He has Completed the Associate examination of the Chartered Institute of Bankers London in two years against a recommended period of three years and Secured highest marks in India in “Higher Accountancy” paper of Certificate Examination (Part II) of the Indian Institute of Bankers and won the Calcutta Bankers’ Award. He secured 6th rank in India at the same examination.
Co-Founder
Puranam Hayagreeva Ravikumar
Co-Founder
Puranam Hayagreeva Ravikumar is the Chairman and Whole – time Director at Sahayya Finserve Private Limited. He has over 50 years of experience in the financial services industry. He began his career at Bank of India as a probationary officer, working for 22 years across various departments and countries. Ravikumar was also a member of the founding team of ICICI Bank , where he managed Corporate Banking, Treasury, and later headed SME and Agri-Business as a Senior General Manager. He was with ICICI Bank for about 12 years.
In addition to ICICI Bank over the past 25 years, he has played a pivotal role in numerous startups, including serving as Founding MD & CEO of NCDEX and Invent ARC, Co-founder and Chairperson of Vastu Housing Finance and now chairperson and Wholetime Director at Sahayya Finserve Private Limited. Ravikumar was the Chairperson of SKS Microfinance (later renamed Bharat Financial Inclusion) from 2011 until its merger with IndusInd Bank in 2019, Utkarsh Small Finance Bank; he has also been on the Board of Federal Bank, Escorts Kubota, BOB Capital Markets among others.
Currently, in addition to his executive position at Sahayya, Ravikumar serves as the Chairman of ICICI Prudential Trust Ltd (overseeing ICICI Prudential MF), and sits on the Board of Aditya Birla Capital Ltd., Bharat Forge, Namdev Finvest, and several other companies.
Ravikumar has received First in order of merit at the University at B. Com (part I) examination and Third in the University at B. Com (Part II) Examinations. He has Completed the Associate examination of the Chartered Institute of Bankers London in two years against a recommended period of three years and Secured highest marks in India in “Higher Accountancy” paper of Certificate Examination (Part II) of the Indian Institute of Bankers and won the Calcutta Bankers’ Award. He secured 6th rank in India at the same examination.
Ravichandra Madapati
Co-Founder
Ravichandra Madapati is the Head of Business at Sahayya Finserve. Ravi has more than 25 years of experience with leadership roles in P & L Management, Business Development, Channel Development, Strategic Alliances, Compliance & Governance in retail lending.
Ravi played a key role in setting up and growing the Mortgage business from the ground up at CitiFinancial, Barclays Bank and Vastu Housing Finance Corporation amongst others. Ravi is a B. Com (Hons) from Osmania University.
Co-Founder
Ravichandra Madapati
Co-Founder
Ravichandra Madapati is the Head of Business at Sahayya Finserve. Ravi has more than 25 years of experience with leadership roles in P & L Management, Business Development, Channel Development, Strategic Alliances, Compliance & Governance in retail lending.
Ravi played a key role in setting up and growing the Mortgage business from the ground up at CitiFinancial, Barclays Bank and Vastu Housing Finance Corporation amongst others. Ravi is a B. Com (Hons) from Osmania University.
Bharat Mehta
Co-Founder
Bharat Mehta is the Chief Risk Officer at Sahayya Finserve. He has over 22 years of experience and held multiple positions in credit and operations across Vastu Housing, Magma Housing, Standard Chartered Bank, HDFC Bank amongst others. Bharat is a qualified Cost Accountant from the Institute of Cost and Work Accountants of India and has secured an all-India Rank of 13 in his Intermediate Exams.
Co-Founder
Bharat Mehta
Co-Founder
Bharat Mehta is the Chief Risk Officer at Sahayya Finserve. He has over 22 years of experience and held multiple positions in credit and operations across Vastu Housing, Magma Housing, Standard Chartered Bank, HDFC Bank amongst others. Bharat is a qualified Cost Accountant from the Institute of Cost and Work Accountants of India and has secured an all-India Rank of 13 in his Intermediate Exams.
Srivatsan Bhaskaran
Co-Founder
Srivatsan Bhaskaran is the Chief Financial Officer at Sahayya Finserve. Having worked in both traditional and fintech sectors, he brings with him more than 11 years of experience from various financial institutions ranging from large corporations to mid-sized and start-up organizations. His diverse expertise covers Treasury, Business Planning, Regulatory Compliance, Strategy, and Partnerships. He holds a Bachelor’s degree in Engineering from Sathyabama University, Chennai and a Master’s Degree in Business Administration from NMIMS, Mumbai.
Co-Founder
Srivatsan Bhaskaran
Co-Founder
Srivatsan Bhaskaran is the Chief Financial Officer at Sahayya Finserve. Having worked in both traditional and fintech sectors, he brings with him more than 11 years of experience from various financial institutions ranging from large corporations to mid-sized and start-up organizations. His diverse expertise covers Treasury, Business Planning, Regulatory Compliance, Strategy, and Partnerships. He holds a Bachelor’s degree in Engineering from Sathyabama University, Chennai and a Master’s Degree in Business Administration from NMIMS, Mumbai.
Rohith Balakrishnan
Co-Founder
Rohith Balakrishnan is the Chief Operating Officer at Sahayya Finserve, Rohith has over 12 years of experience in the financial services space and has a proven track record of building scalable technology architectures, business systems, defining and executing solutions in the areas of operations.
He was part of the founding leadership team at Vastu and Svatantra Micro Housing Finance Corporation Ltd. and Sahayya Finserve marks his third startup. Rohith holds a Bachelor’s degree in Engineering from the College of Engineering, Guindy.
Co-Founder
Rohith Balakrishnan
Co-Founder
Rohith Balakrishnan is the Chief Operating Officer at Sahayya Finserve, Rohith has over 12 years of experience in the financial services space and has a proven track record of building scalable technology architectures, business systems, defining and executing solutions in the areas of operations.
He was part of the founding leadership team at Vastu and Svatantra Micro Housing Finance Corporation Ltd. and Sahayya Finserve marks his third startup. Rohith holds a Bachelor’s degree in Engineering from the College of Engineering, Guindy.
Prasanna BV
Co-Founder
Prasanna BV is the Business Head for the Southern Region at Sahayya Finserve. He has more than 22 years of experience across various reputed institution specifically with over 15 years of experience with the same customer segment (self – employed) and asset class (mortgages).
Prasanna has previously worked with Vastu Housing, Equitas Small Finance Bank, Barclays Bank, Citi Financial amongst others. Prasanna is a B. Com graduate from Bangalore University.
Co-Founder
Prasanna BV
Co-Founder
Prasanna BV is the Business Head for the Southern Region at Sahayya Finserve. He has more than 22 years of experience across various reputed institution specifically with over 15 years of experience with the same customer segment (self – employed) and asset class (mortgages).
Prasanna has previously worked with Vastu Housing, Equitas Small Finance Bank, Barclays Bank, Citi Financial amongst others. Prasanna is a B. Com graduate from Bangalore University.
Kuldeep Verma
State Head Sales - Haryana
Kuldeep is the State Head Sales for Haryana, He has more than 10 years’ experience across reputed institutions. Kuldeep’s career has predominantly focused on meeting the credit needs of the self- employed customer segment. Kuldeep has setup entire business operations in Haryana for the organizations he has been associated with.
Kuldeep has previously worked with Vastu Housing, Ummeed Housing, HDB Financial Services amongst others. Kuldeep holds a B.Com and MBA degree from Maharishi Dayanand University, Rohtak.
State Head - Sales - Haryana
Kuldeep Verma
State Head Sales - Haryana
Kuldeep is the State Head Sales for Haryana, He has more than 10 years’ experience across reputed institutions. Kuldeep’s career has predominantly focused on meeting the credit needs of the self- employed customer segment. Kuldeep has setup entire business operations in Haryana for the organizations he has been associated with.
Kuldeep has previously worked with Vastu Housing, Ummeed Housing, HDB Financial Services amongst others. Kuldeep holds a B.Com and MBA degree from Maharishi Dayanand University, Rohtak.
Sunil Chandra Reddy
State Head - Sales - Andhra Pradesh
Sunil is the State Head for Andhra Pradesh, He has more than 18 years of experience in financial services. Sunil has spent the majority of his career in mortgages; catering to the needs of the self- employed.
Sunil has previously worked with Vastu Housing, Magma Housing, Sundaram BNP Home Finance, Dewan Housing amongst others. Sunil holds a B.Sc. (Computer Science) degree from S.V.University, Nellore.
State Head - Sales - Andhra Pradesh
Sunil Chandra Reddy
State Head - Sales - Andhra Pradesh
Sunil is the State Head for Andhra Pradesh, He has more than 18 years of experience in financial services. Sunil has spent the majority of his career in mortgages; catering to the needs of the self- employed.
Sunil has previously worked with Vastu Housing, Magma Housing, Sundaram BNP Home Finance, Dewan Housing amongst others. Sunil holds a B.Sc. (Computer Science) degree from S.V.University, Nellore.
Gottimukkula Shashank
State Head - Sales - Telengana
Shashank is the State Head for Telengana, Shashank has more than 6 years of experience in financial services.
Shashank has previously worked with Vastu Housing and holds and Engineering degree from SCSVMV UNIVERSITY and a PGPM degree from ICFAI Business School
State Head - Sales - Telangana
Gottimukkula Shashank
State Head - Sales - Telengana
Shashank is the State Head for Telengana, Shashank has more than 6 years of experience in financial services.
Shashank has previously worked with Vastu Housing and holds and Engineering degree from SCSVMV UNIVERSITY and a PGPM degree from ICFAI Business School
Sai Sravan Athipalli
Chief of Staff
Sai Sravan is the Chief of Staff at Sahayya, Sai has more than 3 years of experience in financial services. Prior to Sahayya Sai has held varied business interest spanning Retail Distribution and Manufacturing.
Sai holds an Engineering degree from SRM University, Chennai
Chief of Staff
Sai Sravan Athipalli
Chief of Staff
Sai Sravan is the Chief of Staff at Sahayya, Sai has more than 3 years of experience in financial services. Prior to Sahayya Sai has held varied business interest spanning Retail Distribution and Manufacturing.
Sai holds an Engineering degree from SRM University, Chennai
Vineet Saxena
Co-Founder
Co-Founder
Vineet Saxena
Co-Founder